Thursday, June 1, 2017

NON ISLAMIC BANK IS NOT USURY.

For You From My Heart.
Join us Spread the Word of Wisdom of Islam.

بِسۡمِ ٱللهِ ٱلرَّحۡمَـٰنِ ٱلرَّحِيمِ 
In the name of Allah, the Beneficent, the Merciful.
I seek the refuge in God, from satan the rejected.
And keep reminding, because reminding benefits the believers. QS. 51;55.
And if you obey most of those on the earth, they will mislead you far away from Allâh's Path. They follow nothing but conjectures, and they do nothing but lie.Q. 6:116


ADVICE TO YOUNG MEN & GIRLS.
You may be sure that wisdom is good for your soul.Get wisdom and you have a bright future.Wisdom is offers you long life as well as wealth and honor. Wisdom can make your life pleasant and lead you safely through it
The  Story of Saudi Culture and Heritage.
Allah sent Islam or prophet Muhammad(saw) lead Arab people out of the depth of darkness into light by the their Lord's leave. Q.14;1.
Arab Nation at the Dark Ages
Based on al Quran the Arabs were a nation that often had conflicts, hostility, kidnappings and civil-wars caused by different ethnicities and religious beliefs.  They killed their children foolishly, due to their lack of knowledge
QS 6;140.  A man could marry women more than four QS.4:3,
many women became slaves, and can be traded etc. QS.24:33
They were at the brink of a pit of Fire.QS 3;103.

Imagine how Arab people made a house? They made house from skin of animal, It was not real house but just a tent, moveable, QS.16;80-81.
They moved from one place to another place. During Muhammad’s (pbuh) time there was no police to guard people, there were no hospitals to go to when people got sick, also there was no hospitals for animals, no telephones, buses and electricity. It was very difficult to find water for bathing and washing dirty clothes. They lived in desert. When strong winds come up in the desert, the hot sand can damage human skin and eyes.
Therefore Allah and the Prophet Muhammad asked women  to cover their entire body with a cloth. Women are forbidden to go outside without accompanied by her brother or husband.

So Burqa, Hijab,  Veil  is not the code of Islamic dress, but the Arab traditional dress who live in desert at ancient time.

How to follow Allah and Sunnah or the life of Muhammad saw) professionally as a role model for Muslim in this 21st Century?

The Prophet Muhammad was a perfect man in the context of his time, We do not need to follow his actions in a literal sense, but, only in the context of our time.
If Muslims still follow the ancient Islamic law as above, do you think Muslim can pursue their dream?  No!
Can Muslim man and woman  make great progress and produce super works of science, culture, art and aesthetics, as well as Islam in the best way, and thus represent to the world.
Think about that?
However Arab people feel so proud to uphold their ancestor tradition from one generation to the next generation.

Nowadays, Saudi Arabia still ban women to drive car, women have to have a guardian when she go outside. Its unbelievable, women still treat inequality with men.

Assalamu'alaikum wr wb.
Bank Riba or Usury.
The ancient clerics forbid non-Islamic banks. The reason is non Islamic Bank provides interest or usury. Riba or usury  is prohibited by GOD.

1.O ye who believe! Devour not usury, doubled and multiplied; but fear Allah; that ye may (really) prosper QS.3:130.

2. ye do it not, take notice of war from Allah and His Messenger: but if ye repent ye shall have your capital sums; deal not unjustly and ye shall not be dealt with unjustly. QS. 2;279.

Doubled and multiplied of interest will harm people or lender. This act is haram. But if interest is small amount can give benefits both sides will be allowed by Allah.

Old Interpretation of  Islam is wrong and mislead Muslim all of the world.
According to Allah’s law written in Taurat as follow;
1. If you lend money to one of my people among you who is needy, do not be like a moneylender charge him no interest.Exodus 22:21

From the above verse we can conclude that lending to someone in need (such as the poor, the sick who can not afford to pay, to pay school fees or marriage etc) but not for trade, it is prohibited to provide interest. The statute is haram
If someone borrows money for commercial purposes, for profit, then allow give interest. it is not haram. Because it will benefit both parties and beneficial to society.

Doubled and multiplied of interest will harm people or lender. This act is haram. But if interest is small amount can give benefits both sides will be allowed by Allah.

Therefore, all Non Islamic Bank are not haram, because the interest very small between 2-5 percent per years. It will be haram, if the interest is double or multiply.
The main point is as long as both sides agree and can give benefits both sides  should not haram---but should be halal--acceptable. It does not make sense if Clerics say that Non Islamic Bank is haram.

Was Salam  Wth love'

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